Josie Lowman

Overview

Josie Lowman is a Principal in Ryan’s Insurance Tax Consulting practice, based in the firm’s New York office. She advises insurance companies and related entities on complex state and local tax matters, delivering strategic guidance that supports compliance, risk management, and sustainable tax outcomes in a highly regulated industry.

With deep experience spanning consulting, industry, and legal advisory roles, Josie brings a comprehensive perspective to insurance tax matters. Her background includes leading state and local insurance tax practices, overseeing global indirect tax functions for a Fortune 50 insurance company, and representing insurers on a wide range of state tax issues. Josie is widely recognized for her technical depth and practical judgment and is a frequent speaker on insurance tax topics for industry and professional organizations.

Education & Qualifications

Juris Doctor, American University, Washington College of Law

Master of Laws, Taxation, Georgetown University Law Center

Bachelor of Arts, Anthropology, Wellesley College

Attorney, Associate Member of the Virginia Bar (Ryan is not a law firm.)

Experience & Achievements

Principal, Insurance Tax Consulting, Ryan, New York office

• Advises insurance companies on state and local tax strategy, compliance, and controversy matters

Managing Director, national accounting firm

• Led the firm’s state and local insurance tax practice

Global Head of Indirect Taxes, Fortune 50 insurance company

• Oversaw global indirect tax and U.S. state income tax functions

Of Counsel, large law firm

• Represented insurance sector clients on complex state tax matters

Director, national accounting firm

• Advised insurers and related entities on state and local tax issues

Member, Steering Committee, National Premium Tax Conference